Privacy Policy

1. INTRODUCTION

Welcome to Finmagine ("we," "our," "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website finmagine.com and use our services.

By using our website, you consent to the data practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our website.

2. INFORMATION WE COLLECT

2.1 Information You Provide Voluntarily

• Contact Information: Email address, name (if you contact us)
• Communication Data: Any information you provide when contacting us through email or other means
• Feedback and Comments: Any feedback, questions, or comments you submit

2.2 Information Collected Automatically

When you visit our website, we automatically collect certain information:

In addition to Google Analytics (Section 5.1), Finmagine operates its own first-party visitor analytics system, storing this data on our own servers rather than a third party's.

2.3 Information We Do NOT Collect

3. HOW WE USE YOUR INFORMATION

We use the collected information for the following purposes:

1. Website Operation: To provide, maintain, and improve our website functionality
2. Analytics: To understand how visitors use our website and improve user experience
3. Communication: To respond to your inquiries and provide customer support
4. Legal Compliance: To comply with applicable laws and regulations
5. Security: To protect against fraud, abuse, and security threats
6. Content Improvement: To enhance and personalize content based on usage patterns

4. COOKIES AND TRACKING TECHNOLOGIES

4.1 What Are Cookies

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better browsing experience.

4.2 Types of Cookies We Use

4.3 Managing Cookies

You can control cookies through your browser settings:

• Most browsers allow you to view, delete, or block cookies
• You can opt-out of Google Analytics by visiting: https://tools.google.com/dlpage/gaoptout
• Disabling cookies may affect website functionality

5. THIRD-PARTY SERVICES

We use the following third-party services that may collect information:

5.1 Google Analytics

• Provider: Google LLC
• Purpose: Website analytics and user behavior analysis
• Data Collected: Usage statistics, demographics, interests
• Privacy Policy: Google Privacy Policy

5.2 Data Processing

These third-party services may process your data outside of India. We ensure that appropriate safeguards are in place to protect your information.

5.3 ChatGPT and Other AI Assistant Integrations

Finmagine offers an optional integration that lets you connect your Finmagine account to third-party AI assistants (such as ChatGPT) so they can retrieve stock research data and run analysis tools on your behalf, inside your own conversation with that assistant.

• How it works: You initiate the connection from within the AI assistant. You are redirected to Finmagine to log in (using your existing Finmagine credentials) and approve exactly which categories of access to grant — you see this list before approving, and can approve some categories while declining others.
• What is shared: Only the specific data you request through your conversation with the assistant (e.g. a company's financial ratios, market data, or a research report you ask for) is returned to that assistant. We do not share your login credentials, payment information, or saved AI provider keys with any connected assistant.
• What is never shared: Your saved third-party AI provider keys (e.g. for Groq, DeepSeek, OpenAI, Anthropic) are never transmitted to or requested by a connected assistant. Any feature that needs one directs you back to your Finmagine account to manage it directly.
• Your control: You can view every AI assistant currently connected to your account, see exactly what access each one has, and disconnect any of them at any time from your Connected Apps settings page. Disconnecting immediately revokes that assistant's access.
• Retention: Access grants remain active only until you disconnect them or they expire; we do not retain a log of the specific questions you ask a connected assistant beyond standard request logging used for security and abuse prevention.

5.4 Finmagine for Excel (Microsoft Excel Add-in)

Finmagine for Excel is an add-in for Microsoft Excel that adds =FINMAGINE.* formulas and a task pane so you can bring Finmagine market data into your workbook. This section explains how the add-in handles your information.

• Signing in: You sign in through a pop-up window that opens a Finmagine page (finmagine.com/oauth/authorize.php), where you log in with your existing Finmagine credentials and approve access. Finmagine for Excel never sees your password. Alternatively, you can paste a Finmagine API key into the task pane.
• What is sent to Finmagine: Only what a formula or button needs: the company symbols, metric names, and screening criteria you type into formulas, plus your access token or API key so we can identify your account and plan. The add-in also sends its name and version. We keep standard request logs (such as time and IP address) for security, abuse prevention, and enforcing plan request limits.
• What is not read or sent: Finmagine for Excel does not read, upload, or store the contents of your workbook, your other cells, or your files.
• What is stored on your device and in your workbook: Your access and refresh tokens (or API key) are stored in your browser or Excel's local storage for the add-in's own site, excel.finmagine.com, which is separate from the main Finmagine website. Recently returned results are kept in memory for a short time (minutes for prices, up to 24 hours for fundamentals) to reduce repeat requests, and are cleared when you disconnect. If you choose a default market, that preference is saved inside your workbook file.
• What the add-in writes to your workbook: Only when you click Create Sample Sheets, which adds new tabs and never overwrites your existing sheets. The formulas you enter write their results into the cells you chose.
• Your control: Click Disconnect in the task pane to remove the stored tokens or key from your device at once. You can also see and revoke the connection at any time from your Connected Apps settings page, which immediately ends the add-in's access to your account.
• No sale or advertising use: As described elsewhere in this policy, we do not sell your information or use it for third-party marketing. Microsoft provides Excel itself, and Microsoft's own privacy statement governs your use of Excel.

Microsoft Excel is a trademark of Microsoft Corporation. Finmagine for Excel is provided by Finmagine and is not an official Microsoft product.

6. DATA SHARING AND DISCLOSURE

6.1 We Do Not Sell Your Data

6.2 Limited Sharing

We may share your information only in the following circumstances:

• Service Providers: With trusted third-party services (like Google Analytics) that help us operate our website
• Legal Requirements: When required by law, regulation, or legal process
• Safety and Security: To protect the rights, property, or safety of our users or others
• Business Transfers: In connection with a merger, acquisition, or sale of assets

7. DATA SECURITY

We implement appropriate technical and organizational measures to protect your personal information:

• Encryption: Data transmission is protected using SSL/TLS encryption
• Access Controls: Limited access to personal data on a need-to-know basis
• Regular Monitoring: Continuous monitoring for security threats and vulnerabilities
• Data Minimization: We collect only the information necessary for our purposes

8. YOUR RIGHTS AND CHOICES

Under Indian data protection laws, you have the following rights:

8.1 Access and Correction

• Right to access your personal information we hold
• Right to correct inaccurate or incomplete information

8.2 Data Portability and Deletion

• Right to request a copy of your data in a structured format
• Right to request deletion of your personal information (subject to legal requirements)

8.3 Opt-Out Rights

• Right to opt-out of analytics tracking
• Right to refuse cookies (may affect website functionality)

8.4 How to Exercise Your Rights

9. DATA RETENTION

We retain your information for the following periods:

10. CHILDREN'S PRIVACY

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

11. INTERNATIONAL DATA TRANSFERS

Your information may be transferred to and processed in countries other than India, including the United States (through Google Analytics). We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

12. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Updating the "Last Updated" date at the top of this Privacy Policy
• Posting a notice on our website
• Sending an email notification (if we have your email address)

Your continued use of our website after any changes constitutes acceptance of the updated Privacy Policy.

13. GOVERNING LAW

This Privacy Policy is governed by the laws of India. Any disputes related to this Privacy Policy will be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

14. CONTACT INFORMATION