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Hope Bancorp, Inc.
NASDAQ: HOPE Financials Bank 🔎 Screen
🏹 Trader: 🚀 Stage 2 + Near High 📈 Stage 2 🎯 Near 52W High | BRS 80 Ready View all →
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$1.8B
Market Cap
22.4
P/E
0.27
PEG
ROCE
2.8%
ROE
0.22
D/E
OPM
-3.9%
% from 52W High
74
α RS
🔍 HOPE is showing a near-52W-high setup because it's within 3.9% of its 52-week high, RS Rating is 74, and it's hugging the 21 EMA. Net: Broad signal stack, not a recommendation. ? 52W High RS Rating Technicals
Sources
3.9% from 52W high · RS Rating 74 · hugging 21 EMA
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🌏 Global Investor Returns
Currency-adjusted total returns for HOPE including FX impact
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📈 Price History
Ratio Health
Excellent
Good
Average
Poor
By Category
📊 Sector Averages
About

Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, international trade finance, other business-related financing, and syndicated and leveraged loans services; commercial real estate loans; residential mortgage loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, automobile, credit card, and personal loans. In addition, it provides internet banking and bill-pay, remote deposit capture, lock box, and automated clearing house origination services; treasury management services; foreign currency exchange transactions; interest rate contracts and wealth management services; automated teller machine services; and engages in investment activities. Hope Bancorp, Inc. was founded in 1986 and is headquartered in Los Angeles, California.

Key Ratios Snapshot
📈 Growth Pattern
📊 Quick Scorecard
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⭐ Superinvestors Holding HOPE
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Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 657.6K $7.3M 0.01% Mar 2026
Steve Cohen Point72 Asset Management 105.3K $1.2M 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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3-Statement Financial Model
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📊 MIXED Hope Bancorp Q1 net income $30M, up 40% YoY; Manubank deal to drive 2027 earnings
Revenue & Profitability
For Q1 2026, net income totaled $30 million, up 40% year-over-year from $21 million. Pre-provision net revenue was $47 million, up 43% year-over-year. Net interest income was $124 million, up 23% from the prior year quarter. Non-interest income was $17 million. The provision for credit losses was $9 million.
Outlook
Management expects total revenue growth to be at the higher end of 15%-20% for full year 2026, assuming one quarter of contribution from the pending Manubank transaction. Loan growth is projected at over 20% between December 31, 2025 and December 31, 2026. The outlook assumes no Fed funds target rate cuts in 2026 and a steady asset quality backdrop.
Growth Drivers
Growth is driven by strong and building loan pipelines, with expected mid-single-digit organic loan growth from C&I and residential mortgage, while CRE balances are expected to stay flat. The Manubank acquisition is projected to add approximately $2.5 billion in C&I and commercial real estate loans and $2.7 billion in deposits, with minimal CDs. The transaction is expected to be meaningfully accretive to 2027 earnings.
Balance Sheet & CapEx
Not discussed in this earnings call.
Margins
The net interest margin was 2.90%, unchanged quarter-over-quarter but up 36 basis points year-over-year. The cost of average interest-bearing deposits decreased to 3.37% from 4.14% a year ago. The efficiency ratio improved to 67% from 68.2% in Q4 2025 and 72% in Q1 2025. Management anticipates further margin expansion if the Fed holds rates flat, as CD repricing continues and low-yielding CRE loans mature to market rates.
Key Risks
Risks include higher net charge-offs, which were annualized 29 basis points of average loans in Q1 2026, up from 10 basis points in Q4 2025, driven by resolutions of problem loans. The provision for credit losses increased to $9 million from $7 million. Management is moderating CRE loan growth to manage pro forma loan concentration. The Manubank acquisition requires regulatory approvals and satisfaction of customary closing conditions.
Generated by AI · Q1 2026 results · Not investment advice
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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q2 2026 Q2 2026 2026-07-27
Q2 2026 saw strong revenue and EPS growth, improved profitability ratios, and robust loan and deposit growth. The pending MANUBANK acquisition is on track for H2 2026, expected to boost loans and deposits, with guidance assuming one quarter of contribution.
Q1 2026 Q1 2026 2026-04-28
Net income rose 40% year-over-year to $30 million, with strong loan and deposit growth and improved efficiency. The pending MANUBANK acquisition is expected to drive over 20% loan growth and be accretive to 2027 earnings.
Q4 2025 Q4 2025 2026-01-27
Q4 2025 saw net income rise 42% quarter-over-quarter, driven by higher net interest and fee income, improved asset quality, and the successful Hawaii expansion. 2026 guidance calls for 25%-30% pre-provision net revenue growth, with continued focus on efficiency and capital returns.
Q3 2025 Q3 2025 2025-10-28
Net income rebounded to $31M in Q3 2025, up 28% year-over-year, with strong loan growth, improved asset quality, and margin expansion. Guidance calls for high single-digit loan growth and 10% net interest income growth for 2025, supported by talent investments and acquisition integration.
Q2 2025 Q2 2025 2025-07-22
Second quarter results reflect the Territorial Bancorp acquisition, driving strong loan and deposit growth, improved net interest income, and a more diversified portfolio. Excluding notable items, core profitability improved, while reported results were impacted by one-time charges and a tax law change.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
Investing in securities, including US equities and ETFs, involves inherent risks including the potential loss of principal. All investments are subject to market fluctuations, economic conditions, regulatory changes, and other factors that may affect their value. Past performance is not indicative of future results. This analysis is provided for informational and educational purposes only and should not be construed as investment advice under any circumstances.

No Investment Recommendation:
This analysis does not constitute, nor should it be interpreted as, an offer, solicitation, or recommendation to buy, sell, or hold any securities or financial products. Investors are strongly advised to conduct their own independent research and due diligence and to consult with a licensed financial advisor or an SEC-registered investment adviser before making any investment decisions, taking into account their individual financial situation, risk tolerance, and investment objectives.

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Conflict of Interest Disclosure:
The author and/or analyst may currently hold or have previously held positions in the securities discussed. Any such positions are not intended to influence the objectivity or independence of the analysis. This research is produced independently and is not sponsored, endorsed, or commissioned by any company or institution.

Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

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