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Intuit Inc.
NASDAQ: INTU Technology IT 🔎 Screen
S&P 500 Nasdaq 100
$86.3B
Market Cap
18.9
P/E
0.79
PEG
22.4%
ROCE
23.6%
ROE
0.44
D/E
28.8%
OPM
-55.0%
% from 52W High
21
α RS
🔍 INTU is showing a high-conviction setup because it matches 23 of 39 tracked screener presets, Sector RRG has Technology in the Leading quadrant with the trail still strengthening, and large_cap_quality preset's Backtest win rate is 58.2% over 90 days. Net: Broad signal stack, not a recommendation. ? Conviction RRG Backtest
Sources
Conviction 23/39 · Technology in Leading quadrant · Backtest win rate 58.2%
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🌏 Global Investor Returns
Currency-adjusted total returns for INTU including FX impact
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📈 Price History
Ratio Health
Excellent
Good
Average
Poor
By Category
📊 Sector Averages
About

Intuit Inc. provides financial management, payments and capital, compliance, and marketing products and services in the United States. The company operates in four segments: Global Business Solutions, Consumer, Credit Karma, and ProTax. The Global Business Solutions segment provides QuickBooks services, which include financial and business management online services, desktop software, payroll solutions, time tracking, merchant payment processing and bill pay solutions, checking accounts, and financing services for small and mid-market businesses; and Mailchimp, a marketing automation and customer relationship management. This segment also offers QuickBooks online services and desktop software solutions comprising QuickBooks Online, QuickBooks Live, QuickBooks Online Advanced, QuickBooks Self-Employed, QuickBooks Solopreneur financial and business management offerings, QuickBooks Online Payroll, QuickBooks Checking, QuickBooks Desktop software subscriptions, and QuickBooks Assisted Payroll. The Consumer segment provides do-it-yourself and assisted TurboTax income tax preparation products and services. The Credit Karma segment offers consumers with a personal finance platform that provides recommendations for credit card, home, auto, and personal loan, and insurance products; online savings and checking accounts; and access to its credit scores and reports, credit and identity monitoring, credit report dispute, credit building tools, and tools. The ProTax segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online bill pay tax products, electronic tax filing service, and bank products and related services. It sells products and services through direct sales channels, multichannel shop-and-buy experiences, mobile application stores, and partner and other channels. Intuit Inc. was founded in 1983 and is headquartered in Mountain View, California.

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📈 Growth Pattern
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⭐ Superinvestors Holding INTU
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Manager Shares Value % of Fund Period
Steve Cohen Point72 Asset Management 21.9K $9.5M 0.01% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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3-Statement Financial Model
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Mixed quarter Investor Presentation One-Pager? Q3 2026
Revenue
$8.6B
+10% YoY
Operating Income (GAAP)
$4.0B
+8% YoY
Operating Margin (GAAP)
47.0%
-1.0pp YoY
What Went Right
  • TurboTax Live customers grew 38% and revenue grew 36%, now 53% of TurboTax revenue.
  • Mid-market (QBO Advanced + Intuit Enterprise Suite) online ecosystem revenue grew 38%.
  • Credit Karma revenue up 15% driven by personal loans and auto insurance.
What to Watch
  • DIY segment lost price-sensitive filers earning <$50K; CEO called it 'constructively dissatisfied'.
  • IRS total filings expected to decline ~30 bps, impacting overall tax unit growth.
  • Workforce reduced by 17%, with $300M+ restructuring charges in Q4.
Management Guidance
  • Full-year FY26 revenue guidance raised to $21.341B–$21.374B (13-14% growth).
  • Full-year non-GAAP EPS guidance raised to $23.80–$23.85 (18% growth).
  • Q4 FY26 revenue growth expected at 11-12%; non-GAAP EPS $3.56–$3.62.
Investor Lens
The thesis is reinforced by the scaling of three 30%+ growth engines (Assisted Tax, Money, Mid-Market) which now represent a large and expanding portion of revenue. However, persistent DIY share loss in price-sensitive segments and the magnitude of the workforce restructuring introduce near-term uncertainty. Management’s plan to evolve the DIY model with durable pricing and cross-platform monetization, combined with margin expansion from cost actions, supports long-term confidence in mid-teens EPS growth.
From investor presentation · AI-generated analysis · Not investment advice
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📊 MIXED Mixed quarter with strong assisted tax and mid-market but DIY weakness.
Revenue
Total revenue reached $8.558B, up 10% YoY. Consumer revenue grew 8% to $5.3B, driven by TurboTax (+7%) and Credit Karma (+15%). Global Business Solutions revenue grew 15% to $3.3B, with online ecosystem up 19% (22% ex-Mailchimp).
Profitability
GAAP operating income was $4.020B, up 8% YoY; non-GAAP operating income was $4.680B, also up 8%. GAAP diluted EPS was $11.09, up 11%; non-GAAP diluted EPS was $12.80, up 10%.
Margins
GAAP operating margin was 47.0%, down ~1 percentage point from 48.0% a year ago, reflecting revenue mix shift and investment in growth. Non-GAAP operating margin similarly compressed to ~54.7% from ~56.0%.
Balance Sheet
Cash and investments stood at $6.8 billion, with debt of $6.2 billion. The company repurchased $1.6B of stock in Q3, more than double the prior year, and approved a new $8B repurchase authorization.
Key Risks
Key risks include ongoing pressure from price-sensitive DIY filers (sub-$50K income), overall tax filing market contraction, and execution risk from the 17% workforce reduction and associated restructuring charges of $300M–$340M.
Outlook
For full-year FY26, management raised revenue guidance to $21.341B–$21.374B (13-14% growth) and non-GAAP EPS to $23.80–$23.85. Q4 revenue growth is guided at 11-12% with non-GAAP EPS of $3.56–$3.62.
Generated by AI · Q3 2026 results · Not investment advice
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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q3 2026 Q3 2026 2026-05-20
Q3 revenue grew 10% year-over-year, with strong gains in Assisted Tax, Money, and mid-market segments. Full-year guidance was raised, and a 17% workforce reduction was announced to drive efficiency and margin expansion. TurboTax Live now represents over half of TurboTax revenue.
Q2 2026 Q2 2026 2026-02-26
Q2 revenue rose 17% year-over-year, driven by AI and HI integration, strong segment growth, and robust customer engagement. Fiscal 2026 guidance was reaffirmed, with double-digit growth expected across key business lines. Strategic partnerships and product innovation continue to fuel durable momentum.
Q1 2026 Q1 2026 2025-11-20
Q1 revenue grew 18% to $3.9B, driven by strong AI-powered platform adoption and innovation. Fiscal 2026 guidance was reaffirmed, with double-digit growth expected across key segments, and major partnerships and product launches fueling momentum.
Q4 2025 Q4 2025 2025-08-21
Fiscal 2025 saw 16% revenue growth, strong margin expansion, and robust adoption of AI-driven solutions. Outlook for 2026 is double-digit revenue and EPS growth, with continued momentum in mid-market, TurboTax Live, and Credit Karma.
Q3 2025 Q3 2025 2025-05-22
Q3 saw 15% revenue growth, strong gains in TurboTax Live and Credit Karma, and raised full-year guidance across all key metrics. AI-driven innovation and platform integration fueled productivity and customer adoption, with new AI agents and leadership changes set to drive future growth.
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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
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Information Sources:
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