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NetSol Technologies, Inc.
NASDAQ: NTWK Technology IT 🔎 Screen
$48M
Market Cap
12.4
P/E
5.62
PEG
8.5%
ROCE
11.2%
ROE
0.01
D/E
5.3%
OPM
-23.4%
% from 52W High
29
α RS
🌏 Global Investor Returns
Currency-adjusted total returns for NTWK including FX impact
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📈 Price History
Ratio Health
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Poor
By Category
📊 Sector Averages
About

NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific.

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📈 Growth Pattern
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⭐ Superinvestors Holding NTWK
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Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 463.8K $1.6M 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q3 2026 Q3 2026 2026-05-14
Achieved record quarterly and nine-month revenues with strong recurring growth and margin expansion, driven by a major contract renewal and robust U.S. retail demand. Reaffirmed full-year guidance and highlighted ongoing AI integration and global expansion.
Q2 2026 Q2 2026 2026-02-12
Q2 FY26 revenues grew 21% year-over-year to $18.8M, with strong services and recurring revenue growth. Profitability improved, AI-enabled products launched, and FY26 revenue guidance was raised to nearly $73M, supported by a robust pipeline and liquidity.
Q1 2026 Q1 2026 2025-11-12
Q1 revenue grew 2.8% year-over-year, driven by a 9.4% rise in subscription and support revenue, but strategic investments and macro headwinds led to a net loss. The company expanded partnerships in the U.S. and Asia-Pacific, launched an AI credit engine, and targets 5-7% full-year revenue growth.
Q4 2025 Q4 2025 2025-09-30
Strong Q4 and full-year results driven by recurring SaaS and services revenue, with gross margin and EBITDA improving year-over-year. Major global contract wins and leadership hires support continued growth, while guidance for fiscal 2026 will be updated next quarter.
Q3 2025 Q3 2025 2025-05-14
Q3 FY2025 saw 13% revenue growth to $17.5M, driven by strong services and subscription gains, improved gross margin, and significant new contracts in Australia, Oman, and Indonesia. AI innovation and operational efficiency are expected to fuel continued growth.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
Investing in securities, including US equities and ETFs, involves inherent risks including the potential loss of principal. All investments are subject to market fluctuations, economic conditions, regulatory changes, and other factors that may affect their value. Past performance is not indicative of future results. This analysis is provided for informational and educational purposes only and should not be construed as investment advice under any circumstances.

No Investment Recommendation:
This analysis does not constitute, nor should it be interpreted as, an offer, solicitation, or recommendation to buy, sell, or hold any securities or financial products. Investors are strongly advised to conduct their own independent research and due diligence and to consult with a licensed financial advisor or an SEC-registered investment adviser before making any investment decisions, taking into account their individual financial situation, risk tolerance, and investment objectives.

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Conflict of Interest Disclosure:
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Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

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